Two claims can look identical on a credit register: same category, same firm, same red flag. One was struck out before trial. The other was fought and dismissed on the merits. UK Register Monitor reads the judgment — built for professional indemnity and D&O underwriters who price the difference, not the headline.
The gap
Both cases below appear identically on a standard credit or litigation register: "professional negligence claim — [firm]." Read in full, they're not the same risk at all. These are anonymised examples of real classifier output.
Standard register
professional negligence claim — Firm A
UK Register Monitor
struck out — abuse of processThe court struck out the claim as an abuse of process and also found it time-barred.
Standard register
professional negligence claim — Firm B
UK Register Monitor
dismissed — no breach foundThe court dismissed the claim, finding no breach of duty by the defendant solicitors on any of the alleged grounds.
Neither firm is the risk a bare flag implies — and a register that stops at "claim exists" can't tell you when it's the other way round either.
The pipeline
You name the firms and individuals you underwrite or renew cover for.
Each entry is checked against Companies House for status and filing flags, The Gazette for insolvency notices and Find Case Law for new judgments naming them as a defendant — not just any mention.
Any judgment found is read in full and classified by what actually happened: struck out, a live dispute, a liability finding, or dismissed on the merits.
Where this actually stands
Not yet accepting subscribers — this is what's real today, not aspirational.
Restricted-access subscription feed, built for a small number of professional subscribers — not a public tool.
